Table of Contents Toggle Understanding the Role of Commodity Exchanges1. Price Discovery2. Risk Management3. Quality Assurance4. Market DevelopmentThree-Tier Regulatory SystemParticipants/Players in Commodity MarketsHedgersSpeculatorsArbitrageursConclusionFAQs Commodity Exchanges হল Organized Marketplaces, যেখানে একটি Centralized Mechanism-র মাধ্যমে Futures Trade ঘটে, যা Buyers ও Seller-দের মধ্যে Competitive Trading এ উৎসাহ প্রদান করে। Understanding the Role of Commodity Exchanges 1. Price Discovery True Market Value: Exchanges, Commodities-র সঠিক মূল্য নির্ধারণের জন্য Demand -র সাথে Supply-র মিল রাখে।Transparency: এই Process টি Market Manipulation রোধ করে, সমস্ত Participant-দের জন্য Fair Trading নিশ্চিত করে। 2. Risk Management Price Protection: Futures এবং Options Contracts, Trader -দের Future Transactions-র জন্য Prices Lock করতে সাহায্য করে।Reducing Uncertainty: এই Tool গুলি Market Volatility কমায় এবং Price Change Risks হ্রাস করে৷ 3. Quality Assurance Setting Standards: এক্সচেঞ্জগুলি Commodities-র Quality এবং Quantity -র Standards নির্ধারণ করে।Ensuring Consistency: এই Standards, Delivery Disputes কমায় এবং Uniformity নিশ্চিত করে৷ 4. Market Development Encouraging Competition: Exchanges, Market Participant-দের মধ্যে প্রতিযোগিতা বৃদ্ধির মাধ্যমে Growth এবং Innovation এর দিকে চালিত করে।Creating Opportunities: তারা Value Addition এবং Wealth Creation -কে সক্ষম করে Buyers, Sellers এবং Investor-দের একত্রিত করে। Three-Tier Regulatory System Ministry Of Consumer Affairs: Prices Monitoring, Consumer Movement, BIS-এর মতো Statutory সংস্থা নিয়ন্ত্রণ, Internal এবং Inter-State Trade, এবং Relevant Acts-র অধীনে Futures Trading Controlling-র জন্য দায়ী।Department for Food and Public Distribution: Efficient Procurement এবং Distribution এর মাধ্যমে Food Security নিশ্চিত করে, Food Stocks Maintains রাখে এবং Minimum Support Price-র মাধ্যমে কৃষকদের সহায়তা করে। PDS, Antyodaya Anna Yojna, Grain Banks সহ Sugar Sector পরিচালনা করে, যার মধ্যে রয়েছে Food Grains, Sugar, এবং Edible Oils -র রপ্তানি/আমদানি।Forward Market Commission (FMC): সরকারকে Market Regulations-র বিষয়ে পরামর্শ দেয়, Forward Markets পর্যবেক্ষণ করে, Trading Information প্রকাশ করে এবং Recognized Associations-র Accounts পরিদর্শন করে। Participants/Players in Commodity Markets Hedgers Hedgers, Commodities এর দাম Lock করার জন্য Futures Contracts ব্যবহার করে Price Fluctuations এর ঝুঁকি কমায়।Role:Price Volatility থেকে Protect করে।Commodities এর Stable Costs Secure করে।Consistent Supply এবং Pricing নিশ্চিত করুন।Examples:ITC Ltd ফসলের (Crops) Potential Price Drops -র বিরুদ্ধে Hedging করে।ONGC, Future Oil Production-র জন্য Prices Secure করে।Metals এর মতো Raw Materials -র জন্য Tata Steel Locking Costs. Speculators Physical Commodities -র প্রতি Underlying Interest ছাড়াই Speculators, Physical Commodities এর Price Movements থেকে মুনাফা অর্জনের লক্ষ্য রাখে।Role:মার্কেটে Liquidity প্রদান করে।Price Discovery তে সহায়তা।Hedgers যে ঝুঁকিগুলি এড়াতে চান তা অনুমান করতে সাহায্য করে৷Examples:Individual ব্যবসায়ীরা পণ্যের দামের গতিবিধির Predicting করে।Reliance Mutual Fund, Commodity Futures এ Positions নিচ্ছে।Edelweiss Financial Services স্বল্পমেয়াদী Trades এ জড়িত। Arbitrageurs Arbitrageurs একই সাথে বিভিন্ন মার্কেটে Identical বা Equivalent Commodities ক্রয় ও বিক্রয় করে মূল্যের Discrepancies থেকে লাভবান হয়।Role:বিভিন্ন মার্কেটে জুড়ে Price Uniformity নিশ্চিত করে।Market Efficiency বাড়ায় ।Supply এবং Demand-র ভারসাম্য বজায় রাখতে সহায়তা করে।Examples:Zerodha Traders দুটি এক্সচেঞ্জের মধ্যে Price Differences-কে কাজে লাগায়।Spot এবং Futures এর দামের পার্থক্য ব্যবহার করে Adani Enterprises.International Traders দেশগুলির মধ্যে Price Variances -র সুবিধা কাজে লাগায়৷ আরও পড়ুন : Market Order এবং Limit Order কি? Conclusion These components work together to ensure the efficient functioning of commodity markets, facilitating secure and transparent trading, and minimizing risks for participants. FAQs 1. Top 3 টি Commodities কি কি ? তিনটি সবচেয়ে বেশি লেনদেন করা Commodities এর মধ্যে রয়েছে Oil, Gold এবং Base Metals. 2. Commodity মার্কেট এর Timing কি ? মার্কেটটি সোমবার থেকে শুক্রবার দুটি Sessions এ চলে: সকাল (9:00 A.M. – 5:00 P.M.) এবং সন্ধ্যা (05:00 P.M. – 11:30 P.M./11:55 P.M.) 3. Commodity Market এ "Hedger" শব্দটি ঠিক কী বোঝায় ? Hedger রা সাধারণত Manufacturing এবং Producers হয়, যারা Commodity Future Market কে ঝুঁকির বিরুদ্ধে Hedge করার জন্য ব্যবহার করে থাকে। 4. ভারতে Commodity Market নিয়ন্ত্রণ করে কে ? সেপ্টেম্বর 28, 2015 থেকে, Securities and Exchange Board of India (SEBI) ভারতে Commodity Derivatives Market নিয়ন্ত্রণ করেছে। প্রাক্তন Forward Markets Commission 28 সেপ্টেম্বর, 2015 এর আগে Commodity Futures Market পরিচালনা করত (FMC)। 5. কিভাবে Commodity Market এ অর্থ উপার্জন করা যেতে পারে? Trader-রা একটি Certain Price এ Commodities বা Commodity Derivatives ক্রয় করে এবং পরবর্তীতে Higher Price এ বিক্রি করে অর্থ উপার্জন করতে পারে। {"@context":"https:\/\/schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"1. Top 3 \u099f\u09bf Commodities \u0995\u09bf \u0995\u09bf ?","acceptedAnswer":{"@type":"Answer","text":"\u09a4\u09bf\u09a8\u099f\u09bf \u09b8\u09ac\u099a\u09c7\u09af\u09bc\u09c7 \u09ac\u09c7\u09b6\u09bf \u09b2\u09c7\u09a8\u09a6\u09c7\u09a8 \u0995\u09b0\u09be Commodities \u098f\u09b0 \u09ae\u09a7\u09cd\u09af\u09c7 \u09b0\u09af\u09bc\u09c7\u099b\u09c7 Oil, Gold \u098f\u09ac\u0982 Base Metals."}},{"@type":"Question","name":"2. Commodity \u09ae\u09be\u09b0\u09cd\u0995\u09c7\u099f \u098f\u09b0 Timing \u0995\u09bf ?","acceptedAnswer":{"@type":"Answer","text":"\u09ae\u09be\u09b0\u09cd\u0995\u09c7\u099f\u099f\u09bf \u09b8\u09cb\u09ae\u09ac\u09be\u09b0 \u09a5\u09c7\u0995\u09c7 \u09b6\u09c1\u0995\u09cd\u09b0\u09ac\u09be\u09b0 \u09a6\u09c1\u099f\u09bf Sessions \u098f \u099a\u09b2\u09c7: \u09b8\u0995\u09be\u09b2 (9:00 A.M. – 5:00 P.M.) \u098f\u09ac\u0982 \u09b8\u09a8\u09cd\u09a7\u09cd\u09af\u09be (05:00 P.M. – 11:30 P.M.\/11:55 P.M.)"}},{"@type":"Question","name":"3. Commodity Market \u098f \"Hedger\" \u09b6\u09ac\u09cd\u09a6\u099f\u09bf \u09a0\u09bf\u0995 \u0995\u09c0 \u09ac\u09cb\u099d\u09be\u09af\u09bc ?","acceptedAnswer":{"@type":"Answer","text":"Hedger \u09b0\u09be \u09b8\u09be\u09a7\u09be\u09b0\u09a3\u09a4 Manufacturing \u098f\u09ac\u0982 Producers \u09b9\u09af\u09bc, \u09af\u09be\u09b0\u09be Commodity Future Market \u0995\u09c7 \u099d\u09c1\u0981\u0995\u09bf\u09b0 \u09ac\u09bf\u09b0\u09c1\u09a6\u09cd\u09a7\u09c7 Hedge \u0995\u09b0\u09be\u09b0 \u099c\u09a8\u09cd\u09af \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0 \u0995\u09b0\u09c7 \u09a5\u09be\u0995\u09c7\u0964"}},{"@type":"Question","name":"4. \u09ad\u09be\u09b0\u09a4\u09c7 Commodity Market \u09a8\u09bf\u09af\u09bc\u09a8\u09cd\u09a4\u09cd\u09b0\u09a3 \u0995\u09b0\u09c7 \u0995\u09c7 ?","acceptedAnswer":{"@type":"Answer","text":"\u09b8\u09c7\u09aa\u09cd\u099f\u09c7\u09ae\u09cd\u09ac\u09b0 28, 2015 \u09a5\u09c7\u0995\u09c7, Securities and Exchange Board of India (SEBI) \u09ad\u09be\u09b0\u09a4\u09c7 Commodity Derivatives Market \u09a8\u09bf\u09af\u09bc\u09a8\u09cd\u09a4\u09cd\u09b0\u09a3 \u0995\u09b0\u09c7\u099b\u09c7\u0964 \u09aa\u09cd\u09b0\u09be\u0995\u09cd\u09a4\u09a8 Forward Markets Commission 28 \u09b8\u09c7\u09aa\u09cd\u099f\u09c7\u09ae\u09cd\u09ac\u09b0, 2015 \u098f\u09b0 \u0986\u0997\u09c7 Commodity Futures Market \u09aa\u09b0\u09bf\u099a\u09be\u09b2\u09a8\u09be \u0995\u09b0\u09a4 (FMC)\u0964"}},{"@type":"Question","name":"5. \u0995\u09bf\u09ad\u09be\u09ac\u09c7 Commodity Market \u098f \u0985\u09b0\u09cd\u09a5 \u0989\u09aa\u09be\u09b0\u09cd\u099c\u09a8 \u0995\u09b0\u09be \u09af\u09c7\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7?","acceptedAnswer":{"@type":"Answer","text":"Trader-\u09b0\u09be \u098f\u0995\u099f\u09bf Certain Price \u098f Commodities \u09ac\u09be Commodity Derivatives \u0995\u09cd\u09b0\u09af\u09bc \u0995\u09b0\u09c7 \u098f\u09ac\u0982 \u09aa\u09b0\u09ac\u09b0\u09cd\u09a4\u09c0\u09a4\u09c7 Higher Price \u098f \u09ac\u09bf\u0995\u09cd\u09b0\u09bf \u0995\u09b0\u09c7 \u0985\u09b0\u09cd\u09a5 \u0989\u09aa\u09be\u09b0\u09cd\u099c\u09a8 \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964"}}]}
How to file Income Tax Return (ITR) Online 2024
Table of Contents Toggle Verify the correct ITR formTypes of ITR Forms for Income Tax Return FilingCollect Form 16Choose Wisely: Old Tax Regime vs. New Tax RegimeIncome Tax SlabsCapture all income sources:Reconcile with Form 26AS/ AIS/ TISDeadlineConclusionFAQs The Income Tax Return (ITR) filing for the 2024-25 assessment year is in full swing, with about 4.76 lakh returns already submitted. Filing your ITR can feel overwhelming, especially if you’re unfamiliar with the process. Neglecting to file your ITR or submitting incorrect details can result in stressful notices from the Income Tax Department. But don’t worry to make it easier for you, here are some key tips to ensure a smooth and hassle-free ITR filing experience. Verify the correct ITR form Different ITR forms are available based on your income source, income amount, and filing status. Selecting the appropriate form for your specific situation is crucial to avoid mistakes. Types of ITR Forms for Income Tax Return Filing ITR-1: For resident individuals with income from salaries, one house property, other sources (interest, etc.), and total income up to ₹50 lakh.ITR-2: For individuals and HUFs not engaged in business or profession under any proprietorship.ITR-3: For individuals and HUFs with income from a proprietary business or profession.ITR-4: For individuals with presumptive income from business or profession. Collect Form 16 Form 16 is a TDS certificate from your employer for salaried individuals.It includes all salary details needed for filing income tax returns.It provides information on deductions claimed, salary earned, and exemptions availed. Choose Wisely: Old Tax Regime vs. New Tax Regime Perhaps the most important question for new taxpayers will be to figure out whether they want to opt for the new tax regime or the old regime. While the new tax regime offers lower tax rates, the old regime provides deductions and tax benefits that can help taxpayers save money. Income Tax Slabs To assist you in choosing between the old regime and the new regime, we have detailed the Income Tax slabs below: Capture all income sources: Accurately reporting all income sources is crucial for ITR filing.Failure to disclose incomes like salaries, investments, rental income, or interest from multiple bank accounts can trigger notices from the Income Tax Department. Reconcile with Form 26AS/ AIS/ TIS AIS and TIS tools offer detailed data on financial transactions and tax-related information, crucial for ITR preparation. Form 26AS, originally a necessary document, now serves as a tax passbook displaying TDS and TCS details. Taxpayers should refer to both Form 26AS and AIS while filing their ITR to ensure all tax credits and deductions are accounted for. Deadline According to the latest regulations of the Income Tax department, failure to file their ITR by the deadline will automatically subject the taxpayer to the new tax regime. The standard due date for filing your ITR is July 31st.File your ITR on time to avoid late fees and interest. Filing early prevents last-minute rush and errors. Conclusion Filing your ITR in India can be overwhelming, but with preparation, it’s manageable. Remember, choose the right form, gather documents, understand income and deductions, meet deadlines, verify, e-file, and seek expert advice if needed. Stay tax-compliant and efficient! FAQs 1. Can I claim 80C deductions and opt for a new income tax slab regime? No, in the new tax regime, you cannot claim many deductions and exemptions available in the old regime, including those under Section 80C. 2. If my income is 5 lakhs, how much tax do I have to pay? No tax is payable because there is a rebate available up to Rs. 5 lakhs in the old regime and up to Rs. 7 lakhs in the new regime. 3. When is the last date of ITR Filing? ITR filing last date for Financial Year 2023-24 is July 31, 2024. 4. What happens if the tax is not deposited by the last date of ITR filing? For incomes above ₹5 lakh, the penalty for filing ITR is ₹5,000 if filed before 31st December of the Assessment Year, and ₹10,000 if filed after 31st December but before 31st March of the Assessment Year. For incomes below ₹5 lakh, the penalty is ₹1,000. 5. If more TDS is paid, at what percentage rate is it refundable? An interest of 0.5% per month is paid from April 1 till the date on which the refund is granted. However, such interest is not payable when the tax refund is less than 10% of the total tax liability. {"@context":"https:\/\/schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"1. Can I claim 80C deductions and opt for a new income tax slab regime?","acceptedAnswer":{"@type":"Answer","text":"No, in the new tax regime, you cannot claim many deductions and exemptions available in the old regime, including those under Section 80C."}},{"@type":"Question","name":"2. If my income is 5 lakhs, how much tax do I have to pay?","acceptedAnswer":{"@type":"Answer","text":"No tax is payable because there is a rebate available up to Rs. 5 lakhs in the old regime and up to Rs. 7 lakhs in the new regime."}},{"@type":"Question","name":"3. When is the last date of ITR Filing?","acceptedAnswer":{"@type":"Answer","text":"ITR filing last date for Financial Year 2023-24 is July 31, 2024."}},{"@type":"Question","name":"4. What happens if the tax is not deposited by the last date of ITR filing?","acceptedAnswer":{"@type":"Answer","text":"For incomes above \u20b95 lakh, the penalty for filing ITR is \u20b95,000 if filed before 31st December of the Assessment Year, and \u20b910,000 if filed after 31st December but before 31st March of the Assessment Year. For incomes below \u20b95 lakh, the penalty is \u20b91,000."}},{"@type":"Question","name":"5. If more TDS is paid, at what percentage rate is it refundable?","acceptedAnswer":{"@type":"Answer","text":"An interest of 0.5% per month is paid from April 1 till the date on which the refund is granted. However, such interest is not payable when the tax refund is less than 10% of the total tax liability."}}]}
Online-এ কি ভাবে Income Tax Return (ITR) File করতে হয়?
Table of Contents Toggle Verify the correct ITR formTypes of ITR Forms for Income Tax Return FilingCollect Form 16Choose Wisely: Old Tax Regime vs. New Tax RegimeIncome Tax SlabsCapture all income sources:Reconcile with Form 26AS/ AIS/ TISDeadlineConclusionFAQs ভারতে 2024-25 মূল্যায়ন বছরের জন্য Income Tax Return (ITR) ফাইলিং পুরোদমে চলছে, ইতিমধ্যে প্রায় 4.76 লক্ষ রিটার্ন জমা দেওয়া হয়েছে। আপনার ITR ফাইল করা Overwhelming বোধ হতে পারে, বিশেষ করে যদি আপনি প্রক্রিয়াটির সাথে অপরিচিত হন। আপনার ITR ফাইল করতে অবহেলা করা বা ভুল বিবরণ জমা দেওয়ার ফলে আয়কর বিভাগের Stressful Notice আসতে পারে।তবে আপনাকে একটি মসৃণ এবং ঝামেলামুক্ত ITR ফাইলিং অভিজ্ঞতা নিশ্চিত করার জন্য এখানে কিছু Key Tips দেওয়া রইল। Verify the correct ITR form আপনার আয়ের উৎস, আয়ের পরিমাণ এবং Filing Status এর উপর ভিত্তি করে বিভিন্ন ITR ফর্ম পাওয়া যায়। আপনার নির্দিষ্ট পরিস্থিতির জন্য উপযুক্ত ফর্ম নির্বাচন করা কোনো প্রকার ভুল এড়ানোর জন্য গুরুত্বপূর্ণ। Types of ITR Forms for Income Tax Return Filing ITR-1: আবাসিক ব্যক্তিদের জন্য যাদের বেতন থেকে আয়, একটি বাড়ির সম্পত্তি, অন্যান্য উত্স (সুদ, ইত্যাদি), এবং মোট আয় ₹50 লাখ পর্যন্ত। ITR-2: ব্যক্তি এবং HUF-দের জন্য যারা কোনো মালিকানার অধীনে ব্যবসা বা পেশায় নিয়োজিত নয়। ITR-3: মালিকানা ব্যবসা বা পেশা থেকে আয় সহ ব্যক্তি এবং HUF-দের জন্য। ITR-4: ব্যবসা বা পেশা থেকে অনুমানমূলক আয় সহ ব্যক্তিদের জন্য। Collect Form 16 Form 16 হল বেতনভোগী ব্যক্তিদের জন্য আপনার নিয়োগকর্তার কাছ থেকে একটি TDS শংসাপত্র।এতে আয়কর রিটার্ন দাখিলের জন্য প্রয়োজনীয় সমস্ত বেতন বিবরণ অন্তর্ভুক্ত রয়েছে।এটি Deductions Claimed, অর্জিত বেতন এবং প্রাপ্ত ছাড়ের তথ্য প্রদান করে। Choose Wisely: Old Tax Regime vs. New Tax Regime সম্ভবত নতুন করদাতাদের জন্য সবচেয়ে গুরুত্বপূর্ণ প্রশ্ন হবে তারা New Tax Regime or the Old Regime এর মধ্যে কোনটি বেছে নিবেন তা বের করা। যদিও The New Tax Regime কম Tax Rates অফার করে, The Old Regime Deductions এবং Tax Benefits প্রদান করে যা করদাতাদের অর্থ সাশ্রয় করতে সহায়তা করতে পারে। Income Tax Slabs The Old Regime and the New Regime এর মধ্যে নির্বাচন করতে আপনাকে সহায়তা করার জন্য, আমরা নীচে Income Tax slabs বিস্তারিত করেছি: Capture all income sources: সকল আয়ের উৎস সঠিকভাবে রিপোর্ট করা ITR ফাইলিংয়ের জন্য অত্যন্ত গুরুত্বপূর্ণ।বেতন, বিনিয়োগ, ভাড়ার আয়, বা একাধিক ব্যাঙ্ক অ্যাকাউন্ট থেকে সুদের মতো আয় প্রকাশ করতে ব্যর্থ হলে আয়কর বিভাগ থেকে Notice আসতে পারে৷ Reconcile with Form 26AS/ AIS/ TIS AIS এবং TIS Tools আর্থিক লেনদেন এবং ট্যাক্স–সম্পর্কিত তথ্যের বিস্তারিত তথ্য প্রদান করে, যা ITR প্রস্তুতির জন্য গুরুত্বপূর্ণ। Form 26AS, মূলত একটি প্রয়োজনীয় নথি, এখন TDS এবং TCS বিশদ প্রদর্শন করে Tax Passbook হিসাবে কাজ করে।করদাতাদের তাদের ITR ফাইল করার সময় Form 26AS এবং AIS উভয়ই উল্লেখ করা উচিত যাতে করে সমস্ত Tax Credits এবং Deductions হিসাব করা হয়। Deadline আয়কর বিভাগের সর্বশেষ Regulations অনুসারে, সময়সীমার মধ্যে তাদের ITR ফাইল করতে ব্যর্থ হলে তা স্বয়ংক্রিয়ভাবে করদাতাকে New Tax ব্যবস্থার অধীন করে দেবে।আপনার ITR File করার Standard শেষ তারিখ হল 31শে জুলাই।Late Fee এবং Interest এড়াতে সময়মতো আপনার ITR File করুন। তাড়াতাড়ি File করা শেষ মুহূর্তের ভিড় এবং ত্রুটি প্রতিরোধ করে। Conclusion ভারতে আপনার ITR ফাইল করা অপ্রতিরোধ্য হতে পারে, তবে প্রস্তুতির সাথে, এটি অবশ্যই Manage করা সম্ভব। মনে রাখবেন, সঠিক Form Choose করুন, Documents সংগ্রহ করুন, আয় এবং Deductions, সময়সীমা পূরণ করুন, যাচাই করুন, ই–ফাইল করুন এবং প্রয়োজনে বিশেষজ্ঞের পরামর্শ নিন। Tax-Compliant এবং দক্ষ থাকুন। FAQs 1. আমি কি 80C ছাড় দাবি করতে পারি এবং New Income Tax Slab Regime ব্যবস্থা বেছে নিতে পারি? না, নতুন কর ব্যবস্থায়, আপনি ধারা 80C এর অধীনে থাকা সহ পুরানো ব্যবস্থায় উপলব্ধ অনেক ছাড় এবং ছাড় দাবি করতে পারবেন না। 2. আমার আয় যদি 5 লক্ষ হয়, তাহলে আমাকে কত Tax দিতে হবে? কোনো Tax প্রদেয় নয় কারণ এখানে 5 লক্ষ টাকা পর্যন্ত ছাড় পাওয়া যায়। Old Regime Rs.5 লক্ষ এবং New Regime ৭ লক্ষ টাকা। 3. ITR Filing-এর শেষ তারিখ কবে ? ITR Filing-এর শেষ তারিখ জুলাই 31, 2024. 4. ITR Filing-এর শেষ তারিখ পর্যন্ত Tax জমা না দিলে কি হবে? ₹5 লাখের বেশি আয়ের জন্য, Assessment বছরের 31শে ডিসেম্বরের আগে ITR ফাইল করার জন্য ₹5,000 এবং 31শে ডিসেম্বরের পরে কিন্তু Assessment বছরের 31শে মার্চের আগে ফাইল করা হলে ₹10,000 জরিমানা। ₹5 লাখের নিচে আয়ের জন্য, জরিমানা ₹1,000। 5. বেশি TDS দেওয়া থাকলে সেটা কত শতাংশ হারে ফেরতযোগ্য? 1 এপ্রিল থেকে ফেরত দেওয়ার তারিখ পর্যন্ত প্রতি মাসে 0.5% সুদ দেওয়া হয়। যাইহোক, ট্যাক্স রিফান্ড মোট ট্যাক্স দায়বদ্ধতার 10% এর কম হলে এই ধরনের সুদ প্রদেয় হয় না। {"@context":"https:\/\/schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"1. \u0986\u09ae\u09bf \u0995\u09bf 80C \u099b\u09be\u09a1\u09bc \u09a6\u09be\u09ac\u09bf \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09bf \u098f\u09ac\u0982 New Income Tax Slab Regime \u09ac\u09cd\u09af\u09ac\u09b8\u09cd\u09a5\u09be \u09ac\u09c7\u099b\u09c7 \u09a8\u09bf\u09a4\u09c7 \u09aa\u09be\u09b0\u09bf?","acceptedAnswer":{"@type":"Answer","text":"\u09a8\u09be, \u09a8\u09a4\u09c1\u09a8 \u0995\u09b0 \u09ac\u09cd\u09af\u09ac\u09b8\u09cd\u09a5\u09be\u09af\u09bc, \u0986\u09aa\u09a8\u09bf \u09a7\u09be\u09b0\u09be 80C \u098f\u09b0 \u0985\u09a7\u09c0\u09a8\u09c7 \u09a5\u09be\u0995\u09be \u09b8\u09b9 \u09aa\u09c1\u09b0\u09be\u09a8\u09cb \u09ac\u09cd\u09af\u09ac\u09b8\u09cd\u09a5\u09be\u09af\u09bc \u0989\u09aa\u09b2\u09ac\u09cd\u09a7 \u0985\u09a8\u09c7\u0995 \u099b\u09be\u09a1\u09bc \u098f\u09ac\u0982 \u099b\u09be\u09a1\u09bc \u09a6\u09be\u09ac\u09bf \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09ac\u09c7\u09a8 \u09a8\u09be\u0964"}},{"@type":"Question","name":"2. \u0986\u09ae\u09be\u09b0 \u0986\u09af\u09bc \u09af\u09a6\u09bf 5 \u09b2\u0995\u09cd\u09b7 \u09b9\u09af\u09bc, \u09a4\u09be\u09b9\u09b2\u09c7 \u0986\u09ae\u09be\u0995\u09c7 \u0995\u09a4 Tax \u09a6\u09bf\u09a4\u09c7 \u09b9\u09ac\u09c7?","acceptedAnswer":{"@type":"Answer","text":"\u0995\u09cb\u09a8\u09cb Tax \u09aa\u09cd\u09b0\u09a6\u09c7\u09af\u09bc \u09a8\u09af\u09bc \u0995\u09be\u09b0\u09a3 \u098f\u0996\u09be\u09a8\u09c7 5 \u09b2\u0995\u09cd\u09b7 \u099f\u09be\u0995\u09be \u09aa\u09b0\u09cd\u09af\u09a8\u09cd\u09a4 \u099b\u09be\u09a1\u09bc \u09aa\u09be\u0993\u09af\u09bc\u09be \u09af\u09be\u09af\u09bc\u0964 Old Regime Rs.5 \u09b2\u0995\u09cd\u09b7 \u098f\u09ac\u0982 New Regime \u09ed \u09b2\u0995\u09cd\u09b7 \u099f\u09be\u0995\u09be\u0964"}},{"@type":"Question","name":"3. ITR Filing-\u098f\u09b0 \u09b6\u09c7\u09b7 \u09a4\u09be\u09b0\u09bf\u0996 \u0995\u09ac\u09c7 ?","acceptedAnswer":{"@type":"Answer","text":"ITR Filing-\u098f\u09b0 \u09b6\u09c7\u09b7 \u09a4\u09be\u09b0\u09bf\u0996 \u099c\u09c1\u09b2\u09be\u0987 31, 2024."}},{"@type":"Question","name":"4. ITR Filing-\u098f\u09b0 \u09b6\u09c7\u09b7 \u09a4\u09be\u09b0\u09bf\u0996 \u09aa\u09b0\u09cd\u09af\u09a8\u09cd\u09a4 Tax \u099c\u09ae\u09be \u09a8\u09be \u09a6\u09bf\u09b2\u09c7 \u0995\u09bf \u09b9\u09ac\u09c7?","acceptedAnswer":{"@type":"Answer","text":"\u20b95 \u09b2\u09be\u0996\u09c7\u09b0 \u09ac\u09c7\u09b6\u09bf \u0986\u09af\u09bc\u09c7\u09b0 \u099c\u09a8\u09cd\u09af, Assessment \u09ac\u099b\u09b0\u09c7\u09b0 31\u09b6\u09c7 \u09a1\u09bf\u09b8\u09c7\u09ae\u09cd\u09ac\u09b0\u09c7\u09b0 \u0986\u0997\u09c7 ITR \u09ab\u09be\u0987\u09b2 \u0995\u09b0\u09be\u09b0 \u099c\u09a8\u09cd\u09af \u20b95,000 \u098f\u09ac\u0982 31\u09b6\u09c7 \u09a1\u09bf\u09b8\u09c7\u09ae\u09cd\u09ac\u09b0\u09c7\u09b0 \u09aa\u09b0\u09c7 \u0995\u09bf\u09a8\u09cd\u09a4\u09c1 Assessment \u09ac\u099b\u09b0\u09c7\u09b0 31\u09b6\u09c7 \u09ae\u09be\u09b0\u09cd\u099a\u09c7\u09b0 \u0986\u0997\u09c7 \u09ab\u09be\u0987\u09b2 \u0995\u09b0\u09be \u09b9\u09b2\u09c7 \u20b910,000 \u099c\u09b0\u09bf\u09ae\u09be\u09a8\u09be\u0964 \u20b95 \u09b2\u09be\u0996\u09c7\u09b0 \u09a8\u09bf\u099a\u09c7 \u0986\u09af\u09bc\u09c7\u09b0 \u099c\u09a8\u09cd\u09af, \u099c\u09b0\u09bf\u09ae\u09be\u09a8\u09be \u20b91,000\u0964"}},{"@type":"Question","name":"5. \u09ac\u09c7\u09b6\u09bf TDS \u09a6\u09c7\u0993\u09af\u09bc\u09be \u09a5\u09be\u0995\u09b2\u09c7 \u09b8\u09c7\u099f\u09be \u0995\u09a4 \u09b6\u09a4\u09be\u0982\u09b6 \u09b9\u09be\u09b0\u09c7 \u09ab\u09c7\u09b0\u09a4\u09af\u09cb\u0997\u09cd\u09af?","acceptedAnswer":{"@type":"Answer","text":"1 \u098f\u09aa\u09cd\u09b0\u09bf\u09b2 \u09a5\u09c7\u0995\u09c7 \u09ab\u09c7\u09b0\u09a4 \u09a6\u09c7\u0993\u09af\u09bc\u09be\u09b0 \u09a4\u09be\u09b0\u09bf\u0996 \u09aa\u09b0\u09cd\u09af\u09a8\u09cd\u09a4 \u09aa\u09cd\u09b0\u09a4\u09bf \u09ae\u09be\u09b8\u09c7 0.5% \u09b8\u09c1\u09a6 \u09a6\u09c7\u0993\u09af\u09bc\u09be \u09b9\u09af\u09bc\u0964 \u09af\u09be\u0987\u09b9\u09cb\u0995, \u099f\u09cd\u09af\u09be\u0995\u09cd\u09b8 \u09b0\u09bf\u09ab\u09be\u09a8\u09cd\u09a1 \u09ae\u09cb\u099f \u099f\u09cd\u09af\u09be\u0995\u09cd\u09b8 \u09a6\u09be\u09af\u09bc\u09ac\u09a6\u09cd\u09a7\u09a4\u09be\u09b0 10% \u098f\u09b0 \u0995\u09ae \u09b9\u09b2\u09c7 \u098f\u0987 \u09a7\u09b0\u09a8\u09c7\u09b0 \u09b8\u09c1\u09a6 \u09aa\u09cd\u09b0\u09a6\u09c7\u09af\u09bc \u09b9\u09af\u09bc \u09a8\u09be\u0964"}}]}
Best Technical Analysis Trading Course Online
Table of Contents Toggle The Key Concepts of Technical Analysis:The Implementation of Technical Analysis:The Relevance of Technical Analysis Trading Course in the Indian Trading MarketHow Technical Analysis Can Be Useful in Investment & Portfolio Management?The Significance of a Proper Trading Analysis CourseBenefits of Technical Analysis Trading Courses:The Best Technical Analysis Trading Course in IndiaWhy INVESMATE Will Be Everyone’s First Choice?Conclusion Technical analysis is one of the most vital terms in the world of the stock market. Whereby a trader or an investor employs charting tools such as rates of past performances, volume, and other techniques to predict the market price of shares. In this regard, technical analysis is a notable aspect of trading in the Indian stock market (or any instrument, in general), as it provides suggestions for the investment decision-making process and the identification of probable opportunities for enhancing performance. So, it’s good to go with the Best Technical Analysis Trading Course for mastering this important analytical skill. The Key Concepts of Technical Analysis: 1. Chart Patterns: Among various technical concepts like head and shoulders, double tops, and flags, chart patterns are at the top of the list. Chart patterns are used by traders to detect trend reversal or its continuation. 2. Moving Averages: Trading averages such as 51 days or two hundred, etc., help traders know the overall trend direction of a stock. 3. Relative Strength Index (RSI): The RSI indicator can assist traders in assessing the velocity, rate, and even reversal of price trends, especially when they show signs of being overbought or oversold. 4. Support and Resistance Levels: To plan beforehand and be able to trade in the Indian share market more effectively, one has to identify key support and resistance levels through the price analysis of previous trends. The Implementation of Technical Analysis: With reference to the above discussion, suppose an investor in India wishes to trade in Company X under the NSE. By employing technical analysis strategies, the investor can: Study Price Charts: Categorize Company X’s daily, weekly, and monthly price chart patterns using moving averages, candlestick formations, and trendlines in order to enter and exit his positions.Utilize Moving Averages: He needs to closely track how moving averages, such as 20-day and 50-day crossovers, happen to identify bullish or bearish signals regarding Company X’s share price.Apply Indicators: MACD can be used alongside an indicator, such as RSI, to validate whether to buy or sell and predict the momentum of a particular stock.Identify Support and Resistance Levels: Such vital technical indicators as support and resistance levels should be established for Company X stocks to set the stop-loss levels and the levels at which the profit will be targeted based on previous price trends. With the incorporation of these tools and the concept of technical analysis, any investor and trader can make better decisions and hedge the fluctuating tendencies of the stock price.In the same way, technical analysis can be useful to market participants on the Indian Stock Exchange because it helps give an understanding of price movements, direction, and possible trade opportunities. The one who is successfully able to analyze technical signals can make a better trading decision and try to get closer to their goals set for short-term and long-term actions. A fully curated technical analysis trading course online can provide you with a detailed idea. The Relevance of Technical Analysis Trading Course in the Indian Trading Market Technical analysis is very important for traders and investors in any market due to the following reasons: Decision Making: While entering a particular stock for buying or selling, charting the stocks, indicators, and pattern formations are most useful to predict the price variation to enhance operations. Risk Management: Initiating stop-loss orders Considering several technical analysis parameters of trends translates the risk into a safe trade. Timing Entry and Exit Points: Through technical analysis, it is easier to establish the important support and resistance levels, which are essential when defining points of entry and exit to ensure that traders achieve large profits and, where necessary, minimize losses in specific trades. Market Sentiment Analysis: Thus, analyzing the volumes and other oscillatory indicators, such as RSI, in terms of their magnitude and dynamics can help Indian traders identify the prevailing sentiment on the market and the psychology of investors. Confirmation of Fundamental Analysis: Through the use of technical analysis, one can affirm or deny the validity of a particular investment. Here, decisions about the investment can be made on various aspects. The aspects are mainly earnings reports, economic indicators, and other industry news. Adapting to Market Dynamics: Technical analysis serves as an effective set of tools. It is like active bartering in the rapidly evolving Indian stock market. And it can also be an efficient recommendation for timely market adjustments and corresponding reactions. How Technical Analysis Can Be Useful in Investment & Portfolio Management? Again, consider an Indian investor interested in trading stocks within the IT sector, particularly Company Y. Through his technical analysis and learning, the investor can:Analyze Price Patterns: Analyzing price graphs of Company Y, the investor can notice that on the same level, certain formations appear from time to time, similar to a triangle pattern or head and shoulders.Utilize Moving Averages: Fixed averages such as the fifty-day moving average and the two hundred-day moving average can assist the investor in identifying long-term movements of Company Y share prices for making proper investment decisions. Incorporate Indicators: The use of technical tools, such as the MACD or Bollinger Bands, provides confidence in signals and trends detected in the price of Company Y shares, making the investor’s strategies more accurate. Manage Risk: The investor can set the stop-loss levels and overall target for the effective management of risks for Company Y. The Significance of a Proper Trading Analysis Course Trading analysis courses can be considered a significant segment of traders’ and investors’ assistance, providing them with the necessary knowledge and skills in financial trading. Here are several reasons why enrolling in trading analysis courses is essential:Build the Foundation: A good trading analysis course helps shape a fundamental understanding of trading across several technical indicators, stock charts, and trading methods. It is crucial to have a concrete understanding of these concepts so that the right decisions can be made in the financial markets.Skill Development: A good, full-fledged technical trading course seeks to train participants in better analysis and critical thinking. Traders are readily able to acquire knowledge on how best to read the signals in the market, analyze trends, and generally look at price action.Risk Management: Failure to manage risk appropriately is one of the more severe vices of trading. Here, good mentors educate students on ways of managing risks; some of them include setting up stop orders, determining the size of each position, and using leverage properly.Market Psychology: Technical analysis is a good tool for assessing market psychology since it focuses on market action. The patterns and trends shown by this analysis can provide important insights into the underlying psychological causes of market behavior. For example, if a stock has regularly trended upward, it may imply that investors are bullish on the company’s prospects.Hands-On Experience: Some technical trading analysis classes provide opportunities for practice in scenarios that mimic the real incidents of the market. Such experiences enable the student to intertwine practical situations with the theories learned in class and gain confidence in their abilities. Continuous Learning: Compared to other markets, the sphere of stock markets is quite liquid and actively undergoes changes in terms of new trends and technologies. Technical trading analysis courses can be helpful to cover recent changes in the marketplace and learn new and appropriate approaches to stay up-to-date and engage in professional development. Benefits of Technical Analysis Trading Courses: Improved Decision-Making: Many people who attend technical analysis trading courses improve their ability to analyze information related to the markets, understand trends, and invest in stocks effectively.Enhanced Performance: By enhancing their abilities and gaining experience in a practical manner, learners throughout the course learn to enhance their capacities for trading while executing better results in the real financial markets.Career Advancement: A proper knowledge of technical analysis will help the students apply to companies dealing with asset management or become members of proprietary trading firms.Confidence Building: Education from trading analysis courses leaves traders equipped with an understanding of market problems, and prepares them to tackle the markets in an informed manner with a proper plan and perseverance to deal with any problem that could come across.With the help of technical analysis trading courses that are focused on the education and improvement of the trader, people can think about long-term success and the possibility of developing the trading activity in a stable manner in the future. The Best Technical Analysis Trading Course in India INVESMATE, an ISO 9001:2015-certified e-learning platform, offers premium financial education courses in vernacular languages for the general public. INVESMATE provides an all-inclusive approach to stock market education, utilizing an interactive and personalized learning method to assist students in developing the necessary analytical skills and concepts. Digitally enabled practices with experienced trainers assist them in successfully working in the financial industry.Though they started their classes with just 30 students in a small, convenient classroom, after the pandemic, they launched their best technical analysis trading course online. Their major vision is to spread financial literacy in every corner of the world. There are so many people in our society who are least bothered by financial freedom. To fulfill their long-term financial goals, trading becomes one of their sharpest weapons. Therefore, INVESMATE started their technical analysis trading course in vernacular language. Why INVESMATE Will Be Everyone’s First Choice? In the world of social media, one can find several options for stock market platforms where they can learn to trade. But INVESMATE has some unique value in it.INVESMATE is one of the leading platforms for stock market education that has the advantage of online trading classes in vernacular language.They have a panel of experienced and efficient stock market professionals. All the mentors are NISM-certified and are always ready to provide hands-on guidance and attention to each student.They have both theoretical and practical classes. Through LIVE MARKET HOUR, the students can gain practical experience.They have special doubt-clearing sessions in both offline and online classes.They have a NSE Smart Stimulator system through which each student can avail of the NSE Smart Platform for their trading strategies.They have INVESMENTOR. Here you can get live chat support from the market analysts, one-to-one guidance, and upgrade your model portfolio with analysis assistance.Every week, stock enthusiasts can get INVESLETTER to prepare themselves for the next day.There is a premium program on the stock market called INSIGNIA, through which one can become a professional trader.Students get certificates after completing the course. Conclusion In conclusion, technical analysis skills prove to be helpful to traders and investors in their trading, particularly in stock trading. This technique means assessing past stock prices and the occurrence of patterns as a way to make future predictions about the prices. The achievement of this objective enables individuals to epitomize technical analysis in that it facilitates effective decision-making by analyzing technical indicators and chart patterns that, in one way or another, are presumed market trends and patterns. Hopefully, you like today’s blog. Let us know which subject you want to learn from us on our next blog.
What is REIT and InVIT & The Difference Between REIT and InVIT?
Table of Contents Toggle What are REITs?What are InvITs?Differences Between REITs and InvITs1. Structural Variations :2. Revenue Generation and Stability :3. Risk Factors :4. Minimum Investment Requirements :5. Liquidity and Accessibility :6. Growth Outlook :REIT vs InVIT: Which is better ?FAQs Real estate is considered a popular investment option in the world of investment as it provides both capital appreciation and regular income through rent or lease payments.A real estate investment trust (REIT) or an infrastructure investment trust (InvIT) both are like financial tools that let people invest in real estate or infrastructure projects without buying the physical property themselves.REITs and InvITs were introduced in the US during the 1960s and got approved for use in India by a regulatory body called Securities and Exchange Board of India (SEBI) in 2014. What are REITs and InvITs and which one is better? We will discuss these in detail through our blog. What are REITs? Real Estate Investment Trusts or REITs provide investors an easy entry point into the real estate market. Like Mutual Funds they pool money from investors and invest across office buildings, malls, and apartments.The main objective of REITs is to generate regular income and long-term capital appreciation through investment.REITs include various asset classes, such as residential properties, office spaces and hospitals, as well as infrastructure assets, such as fibre cables, telecommunication towers and energy pipelines.Read: What are REITs and how to invest in it? What are InvITs? Infrastructure Investment Trusts or InvITs focus on big infrastructure projects like roads, highways, power plants etc. When you invest in an InvIT, you’re putting money into these big projects. In return, you get a regular income through dividends and long-term capital appreciation.Long-term investors are particularly attracted to REITs because of their ability to generate stable cash flow over a long period of time. Since these instruments are new in the Indian investment landscape, there is a lot of uncertainty regarding their efficacy and benefits.Let’s find out what they are and how they differ from each other. Differences Between REITs and InvITs The two investment vehicles REITs and InvITs allow investors to invest in real estate and infrastructure properties, respectively, in an affordable and more convenient way. Let’s know the key differences between REIT and InvIT: 1. Structural Variations : Structurally akin, REITs and InvITs aggregate capital from investors, facilitated by a trustee, sponsor, and manager.REITs primarily invest in finalized and ongoing real estate ventures, mandating 80% of assets in completed income-generating properties.They cannot invest more than 20% in unfinished properties or real estate company debt/shares with less than 75% real estate revenue. Conversely, InvITs focus on various infrastructure such as roads, power plants, similarly completed income-producing projects are mandated to have 80% assets.They restrict to invest more than 20% in other eligible investments. Additionally, InvITs cap investments in unfinished projects, infrastructure debt, or shares not deriving less than 80% income from infrastructure, and cannot exceed 10% of the InvIT’s value. 2. Revenue Generation and Stability : REITs primarily invest in commercial real estate, leasing or selling properties to generate revenue, mandated to allocate 80% of assets to income-generating properties. REITs distribute 90% of income to investors as dividends, with the option to reinvest sale proceeds or distribute to unitholders.InvITs hold operational infrastructure assets like gas pipelines, roads, and power transmission lines, ensuring steady revenue through long-term contracts.InvITs also distribute 90% of net distribution cash flow, with reinvestment or distribution of sale proceeds.REITs offer stability with rental contracts ensuring consistent income, while InvITs’ cash flows depend on various factors, potentially impacting utilization rates. 3. Risk Factors : Non-traded REITs pose unique risks, including valuation opacity, illiquidity, and potential lock-in periods. Moreover, upfront fees can significantly erode overall returns.Publicly-traded REITs face the primary risk of interest rate fluctuations, where rising rates often lead investors to seek safer options despite potential economic indicators favoring REIT performance.InvITs suffer from uncertainty regarding project valuation and dependency on infrastructure usage predictions, exposing investors to potential revenue shortfalls.Project failure risk in InvITs transfers the burden to investors, particularly if revenue projections based on factors like toll collection fail to materialize.Political or regulatory changes present significant risks for InvITs, as alterations in government policies can undermine previously granted concessions, impacting profitability. 4. Minimum Investment Requirements : For REITs, the minimum subscription amount for REITs is Rs10,000 – 15,000. Earlier it was Rs 50,000.For InvITs, the minimum subscription amount for InvITs is Rs 10,000 – 15,000. Earlier it was Rs 1,00,000. 5. Liquidity and Accessibility : REITs generally offer higher liquidity due to lower unit prices and greater familiarity among retail investors with real estate investments.Conversely, InvITs may have lower liquidity and could be less accessible due to their higher unit prices. 6. Growth Outlook : REITs growth is visible through redevelopment, new construction, or asset acquisitions.InvITs growth is gauged through bidding processes for concession assets, which may be less transparent. REIT vs InVIT: Which is better ? Both investment vehicles have their own advantages and disadvantages. The suitability of each investment depends on the individual investor’s investment objectives, risk tolerance, and financial situation.REITs are highly liquid and offer stable income, but due to their popularity, they are traded more on the stock exchange and are prone to market volatility. InvITs, on the other hand, are less liquid, offer less stable income than REITs and are prone to regulatory and political risk. However, they allow you to participate in major infrastructure projects of the company. FAQs 1. What is a REIT? REIT stands for Real Estate Investment Trust. It’s like a company that owns, operates, or finances income-producing real estate. 2. How do REITs make money? REITs make money mainly through rental income from properties they own, and sometimes by selling properties for profit. 3. Are REITs suitable for long-term investing? Yes, REITs can be suitable for long-term investing due to their potential for stable income and growth over time. 4. Can I buy and sell REIT shares like stocks? Yes, you can buy and sell REIT shares on stock exchanges just like stocks. 5. What is an InvIT? InvIT stands for Infrastructure Investment Trust. It’s like a fund that invests in operating infrastructure projects like roads, bridges, power plants, and pipelines. 6. How can I invest in an InvIT? You can invest in an InvIT by buying units of publicly traded InvITs through a broker, or through private InvITs offered by financial institutions. 7. Are InvITs suitable for passive income? Yes, InvITs can be suitable for passive income as they provide regular income distributions to investors. {"@context":"https:\/\/schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"1. What is a REIT?","acceptedAnswer":{"@type":"Answer","text":"REIT stands for Real Estate Investment Trust. It’s like a company that owns, operates, or finances income-producing real estate."}},{"@type":"Question","name":"2. How do REITs make money?","acceptedAnswer":{"@type":"Answer","text":"REITs make money mainly through rental income from properties they own, and sometimes by selling properties for profit."}},{"@type":"Question","name":"3. Are REITs suitable for long-term investing?","acceptedAnswer":{"@type":"Answer","text":"Yes, REITs can be suitable for long-term investing due to their potential for stable income and growth over time."}},{"@type":"Question","name":"4. Can I buy and sell REIT shares like stocks?","acceptedAnswer":{"@type":"Answer","text":"Yes, you can buy and sell REIT shares on stock exchanges just like stocks."}},{"@type":"Question","name":"5. What is an InvIT?","acceptedAnswer":{"@type":"Answer","text":"InvIT stands for Infrastructure Investment Trust. It’s like a fund that invests in operating infrastructure projects like roads, bridges, power plants, and pipelines."}},{"@type":"Question","name":"6. How can I invest in an InvIT?","acceptedAnswer":{"@type":"Answer","text":"You can invest in an InvIT by buying units of publicly traded InvITs through a broker, or through private InvITs offered by financial institutions."}},{"@type":"Question","name":"7. Are InvITs suitable for passive income?","acceptedAnswer":{"@type":"Answer","text":"Yes, InvITs can be suitable for passive income as they provide regular income distributions to investors."}}]}
REIT এবং InVlT কি ? এবং REIT ও InVlT এর মধ্যে পার্থক্য
Table of Contents Toggle REITs কি?InvITs কি?REITs এবং InvITs এর মধ্যে পার্থক্য1. Structural Variations:2. Revenue Generation এবং Stability:3. Risk Factors :4. Minimum Investment Requirements :5. Liquidity এবং Accessibility:6. Growth Outlook :REIT VS InVIT: কোনটি ভাল ?FAQs Investment এর জগতে Real Estate কে একটি Popular Investment Option হিসেবে বিবেচনা করা হয়, কারণ এটি Rent বা Lease Payments এর মাধ্যমে Capital Appreciation এবং Regular Income উভয়েই সাহায্য করে। Real Estate Investment Trust (REIT) বা Infrastructure Investment Trust (InvIT) উভয়ই Financial Tools-র মতো, যা লোকেদের কোন Physical Property না কিনে, বরং Real Estate বা Infrastructure Projects এ বিনিয়োগ করতে দেয়।REITs এবং InvITs 1960-এর দশকে প্রথম মার্কিন যুক্তরাষ্ট্রে চালু করা হয়েছিল এবং 2014 সালে Securities and Exchange Board of India (SEBI) নামক একটি Regulatory Body –র দ্বারা ভারতে অনুমোদিত হয়েছিল ৷ REIT এবং InvIT কি এবং এদের মধ্যে কোনটা বেশি ভালো? এইসব সম্পর্কে বিস্তারিত আলোচনা করবো আমাদের এই ব্লগটির মাধ্যমে ৷ REITs কি? Real Estate Investment Trusts বা REITs বিনিয়োগকারীদের Real Estate Market এ একটি Easy Entry Point প্রদান করে। মিউচুয়াল ফান্ডের মতো তারা বিনিয়োগকারীদের কাছ থেকে অর্থ সংগ্রহ করে এবং Office Buildings, Malls, এবং Apartments ইত্যাদিতে বিনিয়োগ করে।REITs-এর মূল উদ্দেশ্য হল Investment এর মাধ্যমে Regular Income এবং Long-Term Capital Appreciation করা।REITs-এর বিভিন্ন Asset Classes এর মধ্যে রয়েছে, যেমন Residential Properties, Office Spaces এবং Hospitals, সেই সাথে Infrastructure Assets এর মধ্যে রয়েছে Fiber Cables, Telecommunication Towers এবং Energy Pipelines.Read: REITs কি এবং এটিতে কিভাবে ইনভেস্ট করা যায়? InvITs কি? Infrastructure Investment Trusts বা InvITs Roads, Highways, Power Plants ইত্যাদি বড় Infrastructure Projects এ ফোকাস করে ৷ আপনি যখন একটি InvITs-এ বিনিয়োগ করেন, তখন আপনি এই বড় Projects এ অর্থ লাগান ৷ বিনিময়ে, আপনি Dividends এবং Long-Term Capital Appreciation এর মাধ্যমে Regular Income Generate করেন।দীর্ঘ সময় ধরে Cash Flow Stable করার ক্ষমতার কারণে Long-Term Investor-রা REITs এর দিকে বিশেষভাবে আকর্ষিত হয়। এই Instrument গুলি যেহেতু Indian Investment Landscape এ নতুন, তাই তাদের Efficacy এবং Benefits সম্পর্কে অনেক অনিশ্চয়তা রয়েছে ৷ তাহলে আসুন জেনে নেওয়া যাক, সেগুলো কি এবং কীভাবে তারা একে অপরের থেকে আলাদা। REITs এবং InvITs এর মধ্যে পার্থক্য REITs এবং InvITs দুটি Investment Vehicles-ই বিনিয়োগকারীদের যথাক্রমে, একটি সাশ্রয়ী মূল্যের এবং আরও সুবিধাজনক উপায়ে Real Estate এবং Infrastructure Properties এ বিনিয়োগ করতে দেয় ৷ আসুন REIT এবং InvIT এর Key Difference গুলি জেনে নেওয়া যাক : 1. Structural Variations: Structurally REITs এবং InvITs যে কোন Trustee, Sponsor এবং Manager সহায়তায় বিনিয়োগকারীদের কাছ থেকে Aggregate Capital সংগ্রহ করে।REITs প্রাথমিকভাবে Finalized এবং চলমান Real Estate Ventures এ বিনিয়োগ করে থাকে, যার 80% Assets, Completed Income-Generating Properties এ থাকা বাধ্যতামূলক।তারা 75% এর কম Real Estate Revenue সহ Unfinished Properties বা Real Estate Company-র Debt/Shares এ 20% এর বেশি বিনিয়োগ করতে পারে না। বিপরীতভাবে, InvITs বিভিন্ন Infrastructure এ যেমন Roads, Power Plants এ ফোকাস করে, যেখানে একইভাবে Completed Income-Producing Projects এ 80% Assets থাকা বাধ্যতামূলক।তাদের অন্যান্য Eligible Investments এ 20% এর বেশি বিনিয়োগ করাটা Restricted. উপরন্তু, InvITs Unfinished Projects, Infrastructure Debt, বা শেয়ারে বিনিয়োগ করে যাদের 80% এর কম আয় করে না এমন শেয়ারগুলিতে বিনিয়োগ Restrict করে,এবং যা InvIT-এর Value-র 10% এর বেশি হতে পারে না। 2. Revenue Generation এবং Stability: REITs প্রাথমিকভাবে Commercial Real Estate এ বিনিয়োগ করে, Revenue Generate করার জন্য Properties Leasing বা Selling করে, যেখানে Income-Generating Properties -র ক্ষেত্রে Assets Allocation 80% বাধ্যতামূলক থাকে।REITs তাদের Income এর 90%, বিনিয়োগকারীদের Dividends হিসাবে বিতরণ করে, সাথে বিকল্প পথ সহ বিক্রয়ের আয় পুনরায় বিনিয়োগ করে বা ইউনিটহোল্ডারদের মধ্যে বিতরণ করে দেয়।InvITs, Long-Term Contracts এর মাধ্যমে Steady Revenue নিশ্চিত করে Gas Pipelines, Roads, এবং Power Transmission Lines এর মতো Operational Infrastructure Assets হোল্ড করে।Sale Proceeds এর Reinvestment বা Distribution এর সাথে সাথে, InvITs Net Distribution Cash Flow এর 90% Distribute করে।REITs, Rental Contracts এর সাথে সামঞ্জস্যপূর্ণ Consistent Income নিশ্চিত করে Stability প্রদান করে, যেখানে InvITs-এর Cash Flows সম্ভাব্য Utilization Rates কে প্রভাবিত করে বিভিন্ন কারণের উপর নির্ভর করে। 3. Risk Factors : Non-Traded REITs Valuation Opacity, Illiquidity, এবং Potential Lock-in Periods সহ বিভিন্ন ঝুঁকি বহন করে। Upfront Fees উল্লেখযোগ্যভাবে Overall Returns কে হ্রাস করতে পারে।Publicly-Traded REITs, Interest Rate Fluctuations এর Primary Risk এর সম্মুখীন হয়, যেখানে ক্রমবর্ধমান হার (Rising Rates) প্রায়ই বিনিয়োগকারীদেরকে নিরাপদ বিকল্প খুঁজতে সাহায্য করে, যদিও Potential Economic Indicators REITs এর পক্ষে থাকে।InvITs এর Project Valuation এ Uncertainty এবং Infrastructure ব্যবহারের পূর্বাভাসের উপর Dependency, বিনিয়োগকারীদের Potential Revenue Shortfalls এর কথা ভাবিয়ে তোলে। InvITs এর ক্ষেত্রে বিশেষ করে Toll Collection এর মতো কারণগুলির উপর ভিত্তি করে Project Failure Risk, বিনিয়োগকারীদের বোঝা (Burden) হস্তান্তর করে Revenue Projections কে ব্যক্ত করতে পারে।Political বা Regulatory Changes InvITs এর জন্য Significant Risk উপস্থাপন করে, কারণ Government Policies এর পরিবর্তনগুলি পূর্বে দেওয়া ছাড়গুলিকে ক্ষুন্ন করতে পারে, যা Profitability কে প্রভাবিত করে ৷ 4. Minimum Investment Requirements : REITs-এর জন্য, REITs-এর Minimum Subscription Amount হল ₹10,000 – ₹15,000. যেখানে আগে এটি ছিল ₹50,000.InvITs-এর জন্য, InvITs-এর Minimum Subscription Amount হল ₹10,000 – ₹15,000. যেখানে আগে এটি ছিল ₹1,00,000. 5. Liquidity এবং Accessibility: REITs সাধারণত কম ইউনিটের দাম এবং Real Estate Investments -র সাথে Retail Investor-দের মধ্যে অধিক পরিচিতির কারণে Higher Liquidity অফার করে।বিপরীতভাবে, InvITs-এর Lower Liquidity থাকতে পারে এবং তাদের ইউনিটের উচ্চ মূল্যের কারণে কম Accessible হতে পারে। 6. Growth Outlook : REITs এর বৃদ্ধি Redevelopment, New Construction, বা Asset Acquisitions এর মাধ্যমে দৃশ্যমান।InvITs এর বৃদ্ধির পরিমাপ করা হয় Concession Assets এর Bidding Process এর মাধ্যমে, যা Less Transparent হতে পারে। REIT VS InVIT: কোনটি ভাল ? উভয় Investment Vehicles এরই নিজস্ব সুবিধা এবং অসুবিধা আছে। প্রতিটি বিনিয়োগের উপযুক্ততা বিনিয়োগকারীর বিনিয়োগের Objectives, Risk Tolerance, এবং Financial Situation এর উপর নির্ভর করে।REITs, Highly Liquid হয় এবং Stable Income অফার করে, কিন্তু তাদের জনপ্রিয়তার কারণে, তারা Stock Exchange এ বেশি Trade হয়ে থাকে এবং Market Volatility র Prone এ থাকে। অন্যদিকে, InvITs Less Liquid হয়, REITs-এর তুলনায় Less Stable Income অফার করে এবং Regulatory ও Political risk এর সম্মুখে থাকে। যাইহোক, তারা আপনাকে কোম্পানির Major Infrastructure Projects এ অংশগ্রহণ করতে সাহায্য করে। FAQs 1. REIT কি? REIT এর পুরো কথা হল Real Estate Investment Trust. এটি একটি কোম্পানির মতো যা Income-Producing Real Estate Owns করে এবং সাথে তা Operates ও তার Financing করে। 2. REITs কিভাবে অর্থ উপার্জন করে? REITs মূলত তাদের মালিকানাধীন Properties থেকে Rental Income এর মাধ্যমে এবং কখনও কখনও লাভের জন্য Properties বিক্রি করে অর্থ উপার্জন করে। 3. REITs কি Long-Term Investing এর জন্য উপযুক্ত? হ্যাঁ, REITs Long-Term Investing এর জন্য উপযুক্ত হতে পারে, কারণ তাদের Stable Income এবং সময়ের সাথে বৃদ্ধির সম্ভাবনা রয়েছে। 4. আমি কি স্টকের মতো REITs এর শেয়ার কিনতে ও বিক্রি করতে পারি? হ্যাঁ, আপনি স্টকের মতোই Stock Exchanges এ REITs এর শেয়ার কিনতে এবং বিক্রি করতে পারেন। 5. InvIT কি? InvIT এর পুরো কথা হল Infrastructure Investment Trust. এটি এক ধরনের ফান্ডের মতো যা Roads, Bridges, Power Plants, এবং Pipelines এর মতো Infrastructure Projects পরিচালনায় বিনিয়োগ করে। 6. আমি কিভাবে InvIT-এ বিনিয়োগ করতে পারি? আপনি একজন Broker এর মাধ্যমে Publicly Traded InvITs এর ইউনিট কিনে অথবা Financial Institutions-র Offer করা Private InvITs এর মাধ্যমে বিনিয়োগ করতে পারেন। 7. InvITs কি Passive Income র জন্য উপযুক্ত? হ্যাঁ, InvITs Passive Income -র জন্য উপযুক্ত হতে পারে, কারণ তারা বিনিয়োগকারীদের Regular Income Distributions করে। {"@context":"https:\/\/schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"1. REIT \u0995\u09bf?","acceptedAnswer":{"@type":"Answer","text":"REIT \u098f\u09b0 \u09aa\u09c1\u09b0\u09cb \u0995\u09a5\u09be \u09b9\u09b2 Real Estate Investment Trust. \u098f\u099f\u09bf \u098f\u0995\u099f\u09bf \u0995\u09cb\u09ae\u09cd\u09aa\u09be\u09a8\u09bf\u09b0 \u09ae\u09a4\u09cb \u09af\u09be Income-Producing Real Estate Owns \u0995\u09b0\u09c7 \u098f\u09ac\u0982 \u09b8\u09be\u09a5\u09c7 \u09a4\u09be Operates \u0993 \u09a4\u09be\u09b0 Financing \u0995\u09b0\u09c7\u0964"}},{"@type":"Question","name":"2. REITs \u0995\u09bf\u09ad\u09be\u09ac\u09c7 \u0985\u09b0\u09cd\u09a5 \u0989\u09aa\u09be\u09b0\u09cd\u099c\u09a8 \u0995\u09b0\u09c7?","acceptedAnswer":{"@type":"Answer","text":"REITs \u09ae\u09c2\u09b2\u09a4 \u09a4\u09be\u09a6\u09c7\u09b0 \u09ae\u09be\u09b2\u09bf\u0995\u09be\u09a8\u09be\u09a7\u09c0\u09a8 Properties \u09a5\u09c7\u0995\u09c7 Rental Income \u098f\u09b0 \u09ae\u09be\u09a7\u09cd\u09af\u09ae\u09c7 \u098f\u09ac\u0982 \u0995\u0996\u09a8\u0993 \u0995\u0996\u09a8\u0993 \u09b2\u09be\u09ad\u09c7\u09b0 \u099c\u09a8\u09cd\u09af Properties \u09ac\u09bf\u0995\u09cd\u09b0\u09bf \u0995\u09b0\u09c7 \u0985\u09b0\u09cd\u09a5 \u0989\u09aa\u09be\u09b0\u09cd\u099c\u09a8 \u0995\u09b0\u09c7\u0964"}},{"@type":"Question","name":"3. REITs \u0995\u09bf Long-Term Investing \u098f\u09b0 \u099c\u09a8\u09cd\u09af \u0989\u09aa\u09af\u09c1\u0995\u09cd\u09a4?","acceptedAnswer":{"@type":"Answer","text":"\u09b9\u09cd\u09af\u09be\u0981, REITs Long-Term Investing \u098f\u09b0 \u099c\u09a8\u09cd\u09af \u0989\u09aa\u09af\u09c1\u0995\u09cd\u09a4 \u09b9\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7, \u0995\u09be\u09b0\u09a3 \u09a4\u09be\u09a6\u09c7\u09b0 Stable Income \u098f\u09ac\u0982 \u09b8\u09ae\u09af\u09bc\u09c7\u09b0 \u09b8\u09be\u09a5\u09c7 \u09ac\u09c3\u09a6\u09cd\u09a7\u09bf\u09b0 \u09b8\u09ae\u09cd\u09ad\u09be\u09ac\u09a8\u09be \u09b0\u09af\u09bc\u09c7\u099b\u09c7\u0964"}},{"@type":"Question","name":"4. \u0986\u09ae\u09bf \u0995\u09bf \u09b8\u09cd\u099f\u0995\u09c7\u09b0 \u09ae\u09a4\u09cb REITs \u098f\u09b0 \u09b6\u09c7\u09af\u09bc\u09be\u09b0 \u0995\u09bf\u09a8\u09a4\u09c7 \u0993 \u09ac\u09bf\u0995\u09cd\u09b0\u09bf \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09bf?","acceptedAnswer":{"@type":"Answer","text":"\u09b9\u09cd\u09af\u09be\u0981, \u0986\u09aa\u09a8\u09bf \u09b8\u09cd\u099f\u0995\u09c7\u09b0 \u09ae\u09a4\u09cb\u0987 Stock Exchanges \u098f REITs \u098f\u09b0 \u09b6\u09c7\u09af\u09bc\u09be\u09b0 \u0995\u09bf\u09a8\u09a4\u09c7 \u098f\u09ac\u0982 \u09ac\u09bf\u0995\u09cd\u09b0\u09bf \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u09a8\u0964"}},{"@type":"Question","name":"5. InvIT \u0995\u09bf?","acceptedAnswer":{"@type":"Answer","text":"InvIT \u098f\u09b0 \u09aa\u09c1\u09b0\u09cb \u0995\u09a5\u09be \u09b9\u09b2 Infrastructure Investment Trust. \u098f\u099f\u09bf \u098f\u0995 \u09a7\u09b0\u09a8\u09c7\u09b0 \u09ab\u09be\u09a8\u09cd\u09a1\u09c7\u09b0 \u09ae\u09a4\u09cb \u09af\u09be Roads, Bridges, Power Plants, \u098f\u09ac\u0982 Pipelines \u098f\u09b0 \u09ae\u09a4\u09cb Infrastructure Projects \u09aa\u09b0\u09bf\u099a\u09be\u09b2\u09a8\u09be\u09af\u09bc \u09ac\u09bf\u09a8\u09bf\u09af\u09bc\u09cb\u0997 \u0995\u09b0\u09c7\u0964"}},{"@type":"Question","name":"6. \u0986\u09ae\u09bf \u0995\u09bf\u09ad\u09be\u09ac\u09c7 InvIT-\u098f \u09ac\u09bf\u09a8\u09bf\u09af\u09bc\u09cb\u0997 \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09bf?","acceptedAnswer":{"@type":"Answer","text":"\u0986\u09aa\u09a8\u09bf \u098f\u0995\u099c\u09a8 Broker \u098f\u09b0 \u09ae\u09be\u09a7\u09cd\u09af\u09ae\u09c7 Publicly Traded InvITs \u098f\u09b0 \u0987\u0989\u09a8\u09bf\u099f \u0995\u09bf\u09a8\u09c7 \u0985\u09a5\u09ac\u09be Financial Institutions-\u09b0 Offer \u0995\u09b0\u09be Private InvITs \u098f\u09b0 \u09ae\u09be\u09a7\u09cd\u09af\u09ae\u09c7 \u09ac\u09bf\u09a8\u09bf\u09af\u09bc\u09cb\u0997 \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u09a8\u0964"}},{"@type":"Question","name":"7. InvITs \u0995\u09bf Passive Income \u09b0 \u099c\u09a8\u09cd\u09af \u0989\u09aa\u09af\u09c1\u0995\u09cd\u09a4?","acceptedAnswer":{"@type":"Answer","text":"\u09b9\u09cd\u09af\u09be\u0981, InvITs Passive Income -\u09b0 \u099c\u09a8\u09cd\u09af \u0989\u09aa\u09af\u09c1\u0995\u09cd\u09a4 \u09b9\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7, \u0995\u09be\u09b0\u09a3 \u09a4\u09be\u09b0\u09be \u09ac\u09bf\u09a8\u09bf\u09af\u09bc\u09cb\u0997\u0995\u09be\u09b0\u09c0\u09a6\u09c7\u09b0 Regular Income Distributions \u0995\u09b0\u09c7\u0964"}}]}
Basics Of Stock Analysis in Bengali
কোন স্টকের Fundamental এবং Technical দিকগুলি বুঝতে হলে Stocks Analysis করতে শেখাটা অত্যন্ত জরুরী।Stocks Analysis সম্পর্কে সংক্ষেপে জেনে নিন আমাদের এই পোস্টের মাধ্যমে – #Stocks_Analysis #Fundamental_Aspects #Technical_Aspects #Ratios #The_Tips #Please_Share_&_Like #Invesmate #Stocks_Analysis #sharemarket #stockmarketnews
Basics Of Stock Analysis
Learning Stocks Analysis is very important to understand the Fundamental and Technical aspects of any stock.Briefly know about Stocks Analysis through our post – #Stocks_Analysis #Fundamental_Aspects #Technical_Aspects #Ratios #The_Tips #Please_Share_&_Like #Invesmate #Stocks_Analysis #sharemarket #stockmarketnews
Professional Stock Trading Course in India 2024
Table of Contents Toggle The Significance of a Professional Stock Trading Course in IndiaWho Should Enroll?Basic Elements of a Proper Professional Stock Trading CourseTechnical AnalysisRisk ManagementTrading PsychologyThe Best Available Professional & Advanced Stock Trading Course in IndiaCourses Offered by INSIGNIABenefits of INSIGNIA Trading Analysis Courses:Advantages of a Proper Stock Trading Course in IndiaTailored for the Indian MarketAccessibility and AffordabilityGrowing Market OpportunitiesBenefits of Enrolling Into A Professional Stock Trading Course OnlineComprehensive ResourcesCareer Opportunities under a Professional Trading Course1. Course Name: Professional Trader for Cash Market2. Course Name : Complete Capital Market SpecialistCareer Opportunities under a Professional Trading CourseINSIGNIA Special NISM Exam AssistanceConclusion Stock market business is very profitable but entails some skills, knowledge, and discipline. This brings us to the importance of finding the best professional stock trading courses that will help enlighten new-be stock traders on how to start their career in it.In this article, we identify the importance of such courses and discuss what students can expect from them and why such courses are crucial to anyone interested in becoming a professional stock trader. The Significance of a Professional Stock Trading Course in India An advanced stock trading course entails the theoretical part of stock trading along with detailed features of practical trades. As for the basic courses, these are more extensive and focus on such points as the analysis of markets, trading systems, methods of risk control, and psychological factors.In-Depth Knowledge: There are numerous areas that are tackled in the professional trading course. These include the technical aspects, the fundamental concepts, and the use of several important market indicators.Practical Experience: A professional trading course often contains a lot of practice using simulators and real-life trading scenarios that make the training more practical.Professional Guidance: It is learned from others, especially professional traders and mentors who share their experiences and lessons on how to trade appropriately. Who Should Enroll? Such courses are generally curated keeping all the stock enthusiasts in mind.Aspiring Traders: Stock market new entrants, or people who are seeking information on how to invest in the stock market.Intermediate Traders: The second one is the intermediate level of people. It involves strategic players who have some experience.Seasoned Traders: People who need real time access to the stock market and upgraded techniques of buying and selling. Basic Elements of a Proper Professional Stock Trading Course Technical AnalysisFor short-term traders, investment advice leans heavily on technical analysis. This involves:Chart Patterns: Chart Patterns: determining patterns such as head-and-shoulders, double tops, and triangles.Indicators and Oscillators: Using technical indicators like the Moving Averages, Relative Strength Index (RSI), Moving Average Convergence/Divergence (MACD), and Bollinger Bands.Trading Systems: Creating your own trading plan based on individual targets and goals.Risk ManagementA crucial part of any professional stock trading course in India is risk management, which includes:Position Sizing: Determination of the appropriate amount to invest in every trade in a bid to reduce risk.Stop-Loss Orders: Taking predefined target exit rates in case the trade is on the negative side.Diversification: Risk diversification is the common strategy of distributing investments across multiple assets.Trading PsychologyFor proper trading and investing, several aspects of emotional regulation are important. A professional stock trading course in India typically covers:Mindset: building up an intense and immune outlook in the market.Stress Management: Ways of Dealing with Psychological Stress in LIVE Trading.Decision Making: Approaches that can be taken to ensure that one does not make knee-jerk decisions. The Best Available Professional & Advanced Stock Trading Course in India Recently, the stock market has proven to be one of the fastest-moving careers. To be successful in the world of the stock market, you need to be professionally trained in this particular field; therefore, you have to admit yourself to an Advanced Stock Market Trading Course.If you’re highly interested in taking a professional course, then INSIGNIA of INVESMATE is the best one for you. INVESMATE is India’s no. 1 learning platform for the stock market, where you can learn that entire subject in vernacular languages. INSIGNIA is the premium program of INVESMATE. Courses Offered by INSIGNIA Basic Technical Analysis: What is technical analysis, how to use technical analysis in trading, and such basic technical knowledge (candlesticks, patterns, etc.) will be taught here. Advanced Technical Analysis: Here, beyond the basics, one can deep dive and learn about the advantages and disadvantages of technical analysis, market reversals, reversal patterns, various professional technical analysis insights, etc. Derivative Analytics (Future & Option): Here you will learn the secret of futures and option trading and ways to master this highly volatile segment of the stock market. This series will cover everything about the option chain, Greeks, buyer-and-seller perspectives, and so on. Commodity & Currency Trading: Here you will get in-depth knowledge on commodity and currency trading with lots of in-depth study, different market orders, tracking styles, etc. Nifty & Bank Nifty Trading Strategies: In this most demanding series, you can learn various nifty-bank nifty trading strategies like Oel-Oeh Trading, Opening Range Breakout Trading Strategy, Nifty/Bank Nifty Trading Strategy, etc. Along with these, you will also find in-depth courses on various e-topics like mutual fund management, concepts of markets and equity, etc., all on one platform. Explore our all the professional stock market courses here: Insignia Courses Benefits of INSIGNIA Trading Analysis Courses: Benefits of INSIGNIA Trading Analysis Courses: Live Interactive Class: Communication with trainers and other participants in real-time, whereby you gain better knowledge and real-life experiences concerning trading ideas and activities. Maximum Live Market Practice Sessions: One can get adequate practice by undergoing as many real working market simulation sessions as possible, which help in translating the theoretical knowledge acquired into practical trading activities with maximum efficiency. Learn in Your Own Language: Enables the user to access the course content, lectures, and discussion forums in a language of their understanding to ensure that they understand them to the full. One-to-One Mentorship for Special Guidance: The long-experienced NISM Certified Professionals can be assigned to a student for direct, one-on-one contact, which may enhance student aim due to individual learning and assessment of a student’s strengths and weaknesses. Live Market Chat Support: Engage in a live chat system that is available during trading sessions so as to get help with clarifications of trade concepts, current market trends, and other issues affecting trade. Advantages of a Proper Stock Trading Course in India Tailored for the Indian MarketA professional stock trading course in India is designed to address the unique aspects of the Indian stock market, including:Regulatory Environment: The roles as well as the provisions of SEBI and its regulation.Market Dynamics: A closer look at the Indian investors’ behavior and the effects of local factors on the investment.Domestic Strategies: The trading strategies should always be regulated on the basis of the financial goals, capital, and patience of the trader.Accessibility and AffordabilityAnother point that may be stressed is that despite the fact that Indian trading schools offer an advanced stock trading course at cheaper prices, their level is still high. This makes the information easily available to a larger number of people.Growing Market OpportunitiesIndia’s convincing economy and increasing stock exchange allow a large number of trading opportunities. An effective professional stock trading course in India prepares the traders in the best way to avail themselves of such opportunities for making good profits. Benefits of Enrolling Into A Professional Stock Trading Course Online A professional stock trading course online comes with the added advantage of being self-paced and taught from the comfort of one’s home. This is ideal for:Working Professionals: Persons who had no chance to be directly enrolled in traditional classes because of the job.Remote Learners: People who have no opportunity to gain proper trading education in their area or locality.Proper guidance for all: There is no age limitation to learn the stock market. From 18 to 60 anyone can attend the class nad learn the subject unde proper mentorship. Comprehensive ResourcesA professional stock trading course online often comes with a wealth of resources, including:● Video Lectures: Presentations of engaging and detailed video tutorials.● Interactive Webinars: Synchronous interaction with tutors and fellow students.● Study Materials: E-books, articles, and research papers are seemingly easily accessed. Career Opportunities under a Professional Trading Course 1. Course Name: Professional Trader for Cash Market This is the course for any stock market enthusiast, ranging from beginners to advanced, where the student learns every concept of cash market trading under the guidance of a panel of experienced stock professionals. Here you can learn about different indicators and strategies used in technical analysis, along with important dynamic levels, reversal patterns, etc.Benefits:With the series, one can grasp the idea of the real stocks’ price movements in a very closed manner.This series is beneficial for traders, like intraday and swing, as well as for investors.This also covers various important and well-used technical analysis concepts like elliot waves, ratios of retracement, etc. 2. Course Name : Complete Capital Market Specialist This is the complete series to learn the A-Z concepts of the stock market, from derivatives to forex, commodities and currencies, nifty and bank nifty, and even about mutual funds.BenefitsWhether you are a biggner or seaoned, this course is your complete solution for a financial career. This series also provides the facility of live market practice, where you will learn the real way of trading by using our virtual simulator.Along with the course modules, you will get full support for the NISM examination to advance your career in this field further. Apart from these two, there are more than eight series that are all special for future traders. Career Opportunities under a Professional Trading Course Taking a proper professional trading course creates opportunity to get a job in numerous promising spheres of the financial field in future. Here are some key roles: Pro TraderAs mentioned After completing the professional trading course, a beginner can transform themselves into a pro trader. By gaining proper theoretical and practical StockbrokerStockbrokers directly and/or indirectly offer professional advice in the purchase and sale of shares for their clients. Market Research AnalystMarketing research specialists collect and organize customer/competitor information to inform strategies so that companies can assess performance, oversee initial public offerings, and grow. DealerDealers in shares invest in stock exchanges with the intention of buying shares before the price goes up and then making sales at the higher prices. Financial AnalystUnderstanding the significance of financial analysis, the professionals who work in this field gather and analyze data to give outlooks and rates that may help firms make a proper investment. It is practiced individually or in groups of people from the companies. Risk AnalystRisk analysts estimate the overall business exposure and possible financial impacts of certain actions and decisions by analyzing the market and clients’ financial information and providing comprehensive material on the risks involved to managers. Investment BankerThey assist in the sale of stocks or bonds to the public to generate money for their clients, or they can advise companies on where to acquire other companies for takeover. Other OpportunitiesOther services include consulting, data analysis services, research, and the management of portfolios. An advanced stock trading course prepares you for various finance careers by first imparting to you all the information you need to master the profession. INSIGNIA Special NISM Exam Assistance NISM Certification, or National Institute of Securities Markets Certification, is a professional certification program in India that targets those who work in financial fields. This accreditation opens a door to testing the candidate’s core understanding of the financial market, products, rules, and regulations, as well as ethical standards within the industry. Thus, the benefits of NISM Certification are the credibility of an employee in a company or organization, an opportunity to find a job or advance in the chosen field, specialization in certain spheres of finance, the availability of knowledge about modern trends and regulations, and the formation of a successful career in the finance sector as a result of obtaining certification. In conclusion, NISM certification aptitude not only confirms what one has learned but also puts him or her ahead in the fiercely competitive world of finance today.But no college, institute, or university helps you crack the most important exam for fulfilling your financial dreams. In that case, INVESMATE is always with you. The premium program, INSIGNIA, will push you towards the right way to make yourself fully prepared for the NISM exam. With the support of our NISM-certified professionals, an analysis team, a smart stimulator system, and advanced technology indicators, everything will be in your favor. Conclusion An advanced stock trading course is a wonderful idea and better provides a long-term vision for success in share trading. These courses are available online and offline. One can attend classes in India or get an online course to get the knowledge required for succeeding in the stock markets. Starting with fundamental and technical analysis and moving on to money management and trading psychology, every important aspect is included in the curriculum of a comprehensive course. Taking up a professional trading course is a wise move for those who want to fine-tune their strategies and substantially increase their chances of success in getting to the financial status that is desired.
শেয়ার বাজারের সেরা 5 টি Technical Analysis Tools
Table of Contents Toggle Technical Analysis Tool কি?কিভাবে Technical Analysis Tool এবং Techniques Trader দের সাহায্য করে?Trader দের জন্য 5 টি সেরা Technical Analysis Tools1. Moving Average2. Bollinger Bands3. Fibonacci Retracement4. Relative Strength Index (RSI)5. Moving Average Convergence Divergence (MACD)Conclusion :Disclaimer :FAQs Technical Analysis হল Historical Price Data এবং Patterns ব্যবহার করে Informed Trading সিদ্ধান্ত নেওয়ার একটি শিল্প। আপনি মার্কেটের একজন নতুন অভিজ্ঞ Trader হন বা সবেমাত্র শুরু করছেন, এই Tool গুলি বোঝা আপনার Trading দক্ষতাকে উল্লেখযোগ্যভাবে বাড়িয়ে তুলতে পারে। চলুন মার্কেটের শীর্ষ পাঁচটি Technical Analysis-এর Tools সম্পর্কে জানি যা প্রতিটি স্টক মার্কেট উৎসাহীর জানা প্রয়োজন: Technical Analysis Tool কি? Technical Analysis Tool হল একটি Instrument যা Trader এবং Investor-রা Financial Market-র Future Price Movement-র Evaluation ও Predict করতে ব্যবহার করে। এটি Fundamental Analysis থেকে সম্পূর্ণ আলাদা, Fundamental Analysis Company-র Financial Health এবং Economic Factor গুলির দিকে নজর দেয় কিন্তু Technical Analysis Historical Price Data, Volume এবং অন্যান্য মার্কেট পরিসংখ্যানের উপর Focus করে। কিভাবে Technical Analysis Tool এবং Techniques Trader দের সাহায্য করে? Technical Analysis-র Tool এবং Techniques Trader দের মার্কেটের আচরণ বোঝার জন্য একটি Systematic পদ্ধতি সাহায্য করে।যেমন- Identify Trends: Uptrend, Downtrend বা Sideways Trend Detection এবং Comparison করা।Price Movement-র পূর্বাভাস: ভবিষ্যতের Price পরিবর্তন পূর্বাভাসের জন্য Pattern এবং Indicators ব্যবহার করা।Entry এবং Exit Point নির্ধারণ করা: সর্বাধিক লাভ এবং ক্ষতি কমাতে Securities Buy বা Sell করার উপযুক্ত মুহূর্তগুলি চিহ্নিত করা।মার্কেটের Strength মূল্যায়ন করা: একটি Trend-র Strength এবং Continuation বা Reversal এর সম্ভাবনা মূল্যায়ন করা।Manage Risk: Technical Signal এর উপর ভিত্তি করে Stop-Loss Order এবং Risk Management Strategy গুলি প্রয়োগ করা। Trader দের জন্য 5 টি সেরা Technical Analysis Tools 1. Moving Average Moving Average হল Trading এ ব্যবহৃত Most Time–Tested Tool গুলির মধ্যে একটি। এই Indicator টি Historical Price এর উপর ভিত্তি করে একটি Stock এর Trend Direction নির্ধারণ করে এবং Buy ও Sell-র Signal তৈরি করে। Moving Average প্রধানত দুটি শ্রেণিতে বিভক্ত: Simple Moving Average (SMA) এবং Exponential Moving Average (EMA) . কিভাবে এটি কাজ করে: Moving Average (MA) একটি নির্দিষ্ট সময়ের মধ্যে Past Price-র Average গণনা করে (যেমন, 50 Day বা 200 Day) এবং এটি Chart এ প্রদর্শন করে।ব্যবহার: Moving Average Trader দের মার্কেটের Trend গুলি আরও স্পষ্টভাবে বুঝতে সাহায্য করে। যখন Moving Average Rising হচ্ছে তখন এটি মার্কেটের Uptrend Indicate করে। বিপরীতভাবে, যখন Moving Average Falling হচ্ছে , এটি মার্কেটের Downtrend Indicate করে।Advantages: Random Price এর ওঠানামা থেকে Noise Filter Out করতে সাহায্য করে এবং Trend-র একটি Clear Direction প্রদান করে। 2. Bollinger Bands Bollinger Band হল একটি Technical Analysis Tool যা Volatility পরিমাপ করতে এবং একটি Security-র Recent Price History-র সাপেক্ষে Potential Price এর লেভেল Identify করতে ব্যবহৃত হয়। এটি তিনটি Band নিয়ে গঠিত।Upper Band: Middle Band এর উপরে Two Standard Deviation স্থাপন করা হয়েছে, এই লাইনটি একটি Potential Overbought Zone Represent করে।Upper Band = 20-day SMA + (20-day Standard Deviation x 2) Middle Band: এটি সাধারণত 20-Day Simple Moving Average (SMA), যা Baseline হিসেবে ব্যবহৃত হয়।Middle Band = 20-day SMA. Lower Band: Middle Band এর নিচে Two Standard Deviation স্থাপন করা হয়েছে, এই লাইনটি একটি Potential Oversold Zone Indicate করে।Lower Band = 20-day SMA – (20-day Standard Deviation x 2) কীভাবে এটি কাজ করে: মার্কেটের Volatility-র উপর ভিত্তি করে Bands Expand হয়। যখন Bands একসাথে কাছাকাছি থাকে, তখন এটি Low Volatility Indicate করে এবং যখন তারা পরস্পর দূরে অবস্থিত হয়, তখন এটি High Volatility Suggest করে।ব্যবহার: Overbought এবং Oversold Condition Identify করতে Trader রা Bollinger Bands ব্যবহার করে। যখন Price Upper Band কে স্পর্শ করে, তখন এটি Indicate দিতে পারে যে Asset টি Overbought Zone-এ রয়েছে, এবং যখন এটি Lower Band কে স্পর্শ করে, তখন এটি Indicate দিতে পারে যে Asset টি Oversold Zone-এ রয়েছে।Advantages: এটি Volatility এবং Potential Price Reversal এর একটি Visual উপস্থাপনা প্রদান করে। 3. Fibonacci Retracement Fibonacci Retracement হল একটি Tool যা গণিতবিদ Leonardo Fibonacci দ্বারা চিহ্নিত মূল সংখ্যার উপর ভিত্তি করে তৈরি। এটি Potential Support এবং Resistance লেভেল গুলি Identify করতে ব্যবহার হয়। কীভাবে এটি কাজ করে: Trader রা একটি Chart এ মূল Fibonacci লেভেলের (38.2%, 50%, এবং 61.8%) Horizontal Line Draw করেন যাতে Potential Retracement Point গুলি Identify করা যায়।ব্যবহার: যখন একটি Stock একটি নির্দিষ্ট Trending এ থাকে, তখন এটি প্রায়শই মূল Fibonacci লেভেল গুলির একটিতে ফিরে আসে এবং তারপর Original Direction এ চলতে থাকে। Trader রা এই লেভেল গুলি Trade এ Entry বা Exit করার জন্য ব্যবহার করে।**Note: Most Commonly Used Ratio-র মধ্যে রয়েছে 0.382, 0.5 এবং 0.618.Advantages: এটি Trader-দের High Degree Accuracy-র সাথে Potential Reversal Point-র পূর্বাভাস দিতে সাহায্য করে। 4. Relative Strength Index (RSI) Relative Strength Index (RSI) হল Technical Analysis এ একটি Momentum Indicator, যা Overvalue বা Undervalue Condition মূল্যায়ন করতে Recent Price Changes পরিমাপ করে। এটি 0 থেকে 100 পর্যন্ত Range-র মধ্যে থাকে। কীভাবে এটি কাজ করে: RSI একটি নির্দিষ্ট সময়ের (সাধারণত 14 Day) উপর Average Profit এবং Loss-র হিসাব ব্যবহার করে গণনা করা হয়। যখন RSI 60 এর উপরে থাকে তখন এটি Indicate করে যে Asset টি Overvalue তে রয়েছে,বিপরীতভাবে যখন RSI 40 এর নিচে থাকে তখন এটি Indicate করে যে Asset টি Undervalue তে রয়েছে।ব্যবহার: Trader রা RSI ব্যবহার করে Overvalue বা Undervalue পরিস্থিতি Identify করতে, যা Potential Reversal এর Signal দিতে পারে। এটি একটি Trend এর Strength নিশ্চিত করতেও ব্যবহার করা যেতে পারে।Advantages: Relative Strength Index (RSI) মার্কেটের Condition এবং Potential Turning Point গুলির একটি Clear Indication প্রদান করে। 5. Moving Average Convergence Divergence (MACD) Moving Average Convergence Divergence (MACD) হল একটি Trend-Following Momentum Indicator যা একটি Security’s Price-র দুটি Moving Average-র মধ্যে সম্পর্ক প্রদর্শন করে। কীভাবে এটি কাজ করে: MACD গণনা করা হয় 12-Period EMA থেকে 26-Period EMA বিয়োগ করে। MACD একটি 9-Day-র EMA, যাকে Signal Line বলা হয়, তারপর MACD Line-র উপরে Plot করা হয়।ব্যবহার: Trader রা Crossover, Divergences এবং Strong Momentum এর সময়কাল খুঁজে বের করে। যখন MACD Line Signal Line এর উপরে উঠে যায়, তখন একটি Bullish Signal ঘটে, এবং যখন এটি Signal Line-র নিচে চলে যায়, তখন একটি Bearish Signal ঘটে।Advantages: এটি Trend এবং Momentum কে একত্রিত করে, যা একটি সম্পূর্ণ মার্কেটের সম্পর্কিত সূচনা সরবরাহ করে। Conclusion : Technical Analysis-র Tool গুলি স্টক মার্কেটে সঠিক সিদ্ধান্ত নিতে আগ্রহী Trader-দের জন্য অপরিহার্য। Moving Average, Bollinger Bands, Fibonacci Retracement, RSI, এবং MACD এর মতো Tools ব্যবহার করে, Trader রা মার্কেটের Protenilal দক্ষতা বৃদ্ধি করতে পারেন, Forecast Price Fluctuation করতে পারেন এবং তাদের Trading পদ্ধতি গুলি Develop করতে পারেন। আপনি যদি নতুন হন বা Experience Investor হন, এই Tool গুলি শিখতে পারেন এবং Financial Market-র Success এর সম্ভাবনা বৃদ্ধি করতে পারেন। Disclaimer : এই Article টি শুধুমাত্র Information এর জন্য, কোন Financial Advice নয়। শেয়ার মার্কেটের Trading এবং Investing এ Risk থাকে এবং অতীতের কার্যকারিতা ভবিষ্যতের ফলাফল নির্দেশ করে না। পাঠকদের উচিত নিজস্ব Research করা এবং যেকোনো Investment Decision নেওয়ার আগে একজন যোগ্য Financial Advisor এর সাথে পরামর্শ করা। FAQs 1. Stock Analysis করার Best Tool কি? Stock Analysis-র Best Tool এটি ব্যক্তিগত পছন্দ এবং Trading Strategy-র উপর নির্ভর করে। তবে, ব্যাপকভাবে প্রশংসিত Tool গুলির মধ্যে রয়েছে Moving Average, Relative Strength Index(RSI), Bollinger Bands, এবং MACD. 2. কোন Analysis Stock Market-র জন্য সবচেয়ে ভালো? Technical এবং Fundamental Analysis উভয়ই গুরুত্বপূর্ণ। Technical Analysis Short-Term Trading এবং Market-র Trend ও Entry/Exit Points Identify করার জন্য সবথেকে ভালো। Fundamental Analysis Long Term Investing এর জন্য ভালো। 3. কোন Technical Analysis Tool সবচেয়ে বেশি ব্যবহৃত হয়? Moving Average হল সবচেয়ে ব্যাপকভাবে ব্যবহৃত Technical Analysis Tool গুলির মধ্যে একটি৷ 4. কোন Technical Analysis Trade করার জন্য Best? বিভিন্ন Tools-র Combination Trade করার জন্য সেরা। যেমন Trend Identification-র জন্য Moving Average, Momentum বোঝার জন্য RSI, এবং Trend Change এর জন্য MACD ব্যবহার একটি সামগ্রিক দৃশ্য প্রদান করে। {"@context":"https:\/\/schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"1. Stock Analysis \u0995\u09b0\u09be\u09b0 Best Tool \u0995\u09bf?","acceptedAnswer":{"@type":"Answer","text":"Stock Analysis-\u09b0 Best Tool \u098f\u099f\u09bf \u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf\u0997\u09a4 \u09aa\u099b\u09a8\u09cd\u09a6 \u098f\u09ac\u0982 Trading Strategy-\u09b0 \u0989\u09aa\u09b0 \u09a8\u09bf\u09b0\u09cd\u09ad\u09b0 \u0995\u09b0\u09c7\u0964 \u09a4\u09ac\u09c7, \u09ac\u09cd\u09af\u09be\u09aa\u0995\u09ad\u09be\u09ac\u09c7 \u09aa\u09cd\u09b0\u09b6\u0982\u09b8\u09bf\u09a4 Tool \u0997\u09c1\u09b2\u09bf\u09b0 \u09ae\u09a7\u09cd\u09af\u09c7 \u09b0\u09af\u09bc\u09c7\u099b\u09c7 Moving Average, Relative Strength Index(RSI), Bollinger Bands, \u098f\u09ac\u0982 MACD."}},{"@type":"Question","name":"2. \u0995\u09cb\u09a8 Analysis Stock Market-\u09b0 \u099c\u09a8\u09cd\u09af \u09b8\u09ac\u099a\u09c7\u09af\u09bc\u09c7 \u09ad\u09be\u09b2\u09cb?","acceptedAnswer":{"@type":"Answer","text":"Technical \u098f\u09ac\u0982 Fundamental Analysis \u0989\u09ad\u09af\u09bc\u0987 \u0997\u09c1\u09b0\u09c1\u09a4\u09cd\u09ac\u09aa\u09c2\u09b0\u09cd\u09a3\u0964 Technical Analysis Short-Term Trading \u098f\u09ac\u0982 Market-\u09b0 Trend \u0993 Entry\/Exit Points Identify \u0995\u09b0\u09be\u09b0 \u099c\u09a8\u09cd\u09af \u09b8\u09ac\u09a5\u09c7\u0995\u09c7 \u09ad\u09be\u09b2\u09cb\u0964 Fundamental Analysis Long Term Investing \u098f\u09b0 \u099c\u09a8\u09cd\u09af \u09ad\u09be\u09b2\u09cb\u0964\u00a0"}},{"@type":"Question","name":"3. \u0995\u09cb\u09a8 Technical Analysis Tool \u09b8\u09ac\u099a\u09c7\u09af\u09bc\u09c7 \u09ac\u09c7\u09b6\u09bf \u09ac\u09cd\u09af\u09ac\u09b9\u09c3\u09a4 \u09b9\u09af\u09bc?","acceptedAnswer":{"@type":"Answer","text":"Moving Average \u09b9\u09b2 \u09b8\u09ac\u099a\u09c7\u09af\u09bc\u09c7 \u09ac\u09cd\u09af\u09be\u09aa\u0995\u09ad\u09be\u09ac\u09c7 \u09ac\u09cd\u09af\u09ac\u09b9\u09c3\u09a4\u00a0 Technical Analysis Tool \u0997\u09c1\u09b2\u09bf\u09b0 \u09ae\u09a7\u09cd\u09af\u09c7 \u098f\u0995\u099f\u09bf\u09f7"}},{"@type":"Question","name":"4. \u0995\u09cb\u09a8 Technical Analysis Trade \u0995\u09b0\u09be\u09b0 \u099c\u09a8\u09cd\u09af Best?","acceptedAnswer":{"@type":"Answer","text":"\u09ac\u09bf\u09ad\u09bf\u09a8\u09cd\u09a8 Tools-\u09b0 Combination Trade \u0995\u09b0\u09be\u09b0 \u099c\u09a8\u09cd\u09af \u09b8\u09c7\u09b0\u09be\u0964 \u09af\u09c7\u09ae\u09a8 Trend Identification-\u09b0 \u099c\u09a8\u09cd\u09af Moving Average, Momentum \u09ac\u09cb\u099d\u09be\u09b0 \u099c\u09a8\u09cd\u09af RSI, \u098f\u09ac\u0982 Trend Change \u098f\u09b0 \u099c\u09a8\u09cd\u09af MACD \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0 \u098f\u0995\u099f\u09bf \u09b8\u09be\u09ae\u0997\u09cd\u09b0\u09bf\u0995 \u09a6\u09c3\u09b6\u09cd\u09af \u09aa\u09cd\u09b0\u09a6\u09be\u09a8 \u0995\u09b0\u09c7\u0964"}}]}
