Real Estate Investment Trust (REIT)

REITs in India allow individuals to invest in income-generating real estate without direct ownership. REITs offer a way to invest in properties like malls, apartments, and data centers. 

What are REITs? 

Equity REITs: Own and manage properties, earning revenue from rents. Mortgage REITs (mREITs): Lend money or acquire mortgage-backed securities, earning interest. Hybrid REITs: Combine strategies of both equity and mortgage REITs. 

Types of REITs 

In 2023, India launched MSM REITs (Micro, Small,এবং Medium REITs) , allowing small retail investors with lower investment. These REITs need a minimum asset size of INR 25 crores, improving market accessibility and liquidity.

MSM REITs 

REITs operate under the Indian Trusts Act and are regulated by SEBI. Key stakeholders: Sponsor: Sets up and appoints the trustee. Trustee: Manages assets. Manager: Handles operations. Valuer: Ensures asset valuation.

REIT Structure and Stakeholders 

– Listed on stock exchanges, funds raised through IPO. – Buy shares like any other public stock. – Minimum investment: ₹10,000 to ₹15,000. – Purchase through a Demat account.

How to Invest in REIT

– Liquidity: Easy to buy and sell on stock exchanges. – Diversification: Access to real estate market. – Regular Income: High dividend payouts. Professional Management: Handled by experienced professionals. 

Advantages of REITs 

– Embassy Office Parks REIT: M Cap (Cr): ₹32,339.29, Dividend Yield: 6.24% – Mindspace Business Parks REIT: M Cap (Cr): ₹20,838.07, Dividend Yield: 127.10% – Nexus Select Trust: M Cap (Cr): ₹18,911.75, Dividend Yield: 146.36% – Brookfield India Real Estate Trust: M Cap (Cr): ₹11,450.90, Dividend Yield: 16.57%

List of REITs in India 

Read our blog for details on REITs.